Credit Blog

Credit Education and Conversation 

Road to Financial Freedom

Are you on the road to financial freedom or do you need to make a u-turn? You may have had your annual physical exam and taken your car in for scheduled service this year, but what about your annual credit checkup?

Did you know??

More than one in five consumers have a "potentially material error" in their credit file that makes them look riskier than they are. Lenders respond to this incorrect data by offering you higher interest rates, less favorable terms, or denying credit if the error makes you look too risky.

Federal law requires the three nationwide credit reporting companies — Equifax, Experian and TransUnion — to give you a free copy of your credit report every year. Get them at

For a free Credit Repair Consultation click here

Learn how to leverage the Fair Credit Reporting Act to remove derogatory items such as:

Medical Bills

Late Payments 




and many more.

This blog is specifically for those seeking to become more credit savvy however, my goal is to promote holistic financial literacy. For more information on how to build a stronger financial house check out: 9 Essential Elements of Your Annual Financial Checkup